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Brainwave
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The Brainwave app

Download the app

Send and receive money across borders, pay merchants by QR code and download statements. Sign in is protected by your PIN, biometrics and a device-bound key.

Contact our team and we will send you a download link and help you set up your account.

Get a download linkSee fees
How it works

How a payment moves

Every payment follows the same checked path, and you can see each step.

  1. Scan or enter an amount

    Pay a merchant by scanning their Brainwave QR code, or enter the amount for a variable request.

  2. See the exact quote

    You see the rate, its source and every fee before you confirm. Quotes expire quickly so the price stays fair.

  3. Settled on Stellar

    The value moves between Brainwave treasury accounts in USDC on Stellar, verified on-chain before it counts.

  4. Paid out locally

    The merchant receives local currency through a licensed payout partner in their country.